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WTF is wrong with the left?

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murphstahoe

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Re: WTF is wrong with the left?
« Reply #8310 on: October 06, 2025, 10:59:34 AM »
Quote from: Epstein’s Best Pal on October 06, 2025, 09:54:42 AM
I thought you were a illionaire with a B?

I was hoping you’d catch that ;)
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alum74

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Re: WTF is wrong with the left?
« Reply #8311 on: October 06, 2025, 03:01:37 PM »
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IlliniGolf

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Re: WTF is wrong with the left?
« Reply #8312 on: October 06, 2025, 10:49:07 PM »
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IlliniGolf

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Re: WTF is wrong with the left?
« Reply #8313 on: October 06, 2025, 11:07:27 PM »
Quote from: alum74 on October 03, 2025, 12:46:25 PM
Nice try with the Obama story.  The government shutdown in 2013 was triggered by a conflict where House Republicans attempted to defund or delay the ACA.  This opposition, not Obama, threatened to halt parts of the government's operations related to the ACA.

It doesn’t mean squat today.  Under the One Big Beautiful Bill Act, a large number of Americans are expected to lose their subsidies for ACA insurance.  Without enhanced subsidies, out-of-pocket premium payments for ACA enrollees may rise by an average of over 75% in 2026, according to the Kaiser Family Foundation. 

The Trump administration’s solution is to allow a hardship exemption for people who lose ACA coverage to buy low-premium, high-deductible "catastrophic plans.”  However, in 2026, these plans will have deductibles over $10,000.  With Marketplace subsidies ending, premiums may be as high or higher than for better coverage. These plans are unsuitable for those with chronic conditions (e.g., asthma or diabetes) or ongoing care needs like chemotherapy.

Another "solution" from the Trump administration is allowing consumers to purchase "short-term health insurance plans."  Unlike ACA-compliant plans, short-term plans are not mandated to cover essential health benefits, including maternity care, mental health services, and prescription drugs. In addition, these plans may vary in coverage based on pre-existing conditions and can include annual or lifetime coverage limits.

Nobody likes "stunts" and "show votes" for media attention, which does little in the way of advancing policy.  In this case, however, I see the government shutdown as a fight worth having.



This was the Democrat’s plan from the beginning. They didn’t want the government to have to cover all of these out of work, able-bodied people. They wanted to throw it on the backs of the middle class. Once ACA passed, working people who were already paying for healthcare saw their premiums skyrocket. They then gave the excess premiums to uninsured people to pay next to nothing for their healthcare. They then used our tax dollars after COVID to cover those subsidized premiums. Republicans want that gone. Democrats want it kept indefinitely. Fairly soon, if the Dems get their way, there will no longer be a middle class. It will just be the filthy rich and the rest of us as indentured servants. 😑
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Custard

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Re: WTF is wrong with the left?
« Reply #8314 on: October 06, 2025, 11:35:25 PM »
I’m always nervous when I see that Golf has posted
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illiniray

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Re: WTF is wrong with the left?
« Reply #8315 on: October 07, 2025, 02:13:22 AM »
Republicans have done everything they could to sabotage the ACA.

Before the ACA passed, health Insurance experts were tasked with finding a way to salvage healthcare financing in this country. They came up with 2 possible models.

* mandates with refundable tax credit subsidies
*Medicare for all
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Somewhere in Mn

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Re: WTF is wrong with the left?
« Reply #8316 on: October 07, 2025, 08:31:31 AM »
"Health insurance experts" came up with a plan to make it look like the ACA was 'affordable' by tossing a few bones to the masses.

Who were these 'experts' ?
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illiniray

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Re: WTF is wrong with the left?
« Reply #8317 on: October 07, 2025, 11:12:23 AM »
Quote from: No one in Mn on October 07, 2025, 08:31:31 AM
"Health insurance experts" came up with a plan to make it look like the ACA was 'affordable' by tossing a few bones to the masses.

Who were these 'experts' ?

Health insurance executives, underwriters, brokers, agents, . People that actually designed and sold health insurance contracts. I knew a couple big time  brokers that worked on it.

Before Obamacare, health insurance in the non-group markets sucked.

*Preexisting conditions weren't covered.
*People with health risks were rated up or excluded
*Maternity benefits were typically excluded.
*Complications of pregnancy usually not covered.
*Lifetime benefits capped at 1 or 2 million
*Pool closing was used to weed out insureds that developed health risks after the fact.
*Premiums were increasing several times the rate of inflation

Obamacare originally was supposed to financed with refundable income tax credits. The mandate; which Trump repealed,  was enforced with income tax penalties. There was supposed to be a public option, but that was not in the final bill. At the end of the day, Obamacare

*Uses private insurance and private healthcare
*Has Open enrollment
*Preexisting conditions covered
*No exclusions
*Only rate up is for smoking.
*Has Maternity benefits
*No lifetime caps
"More
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Reacher

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Re: WTF is wrong with the left?
« Reply #8318 on: October 07, 2025, 07:21:30 PM »
Obamacare care from a conservative think tank.
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Custard

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Re: WTF is wrong with the left?
« Reply #8319 on: October 07, 2025, 11:06:09 PM »
My health insurance was fine as a healthy young guy in my mid to late 20s. I was self-employed and paying $96 a month for a really good plan with Pekin with a $2k deductible. After ACA Pekin exited health insurance and the same plan was nearly $400 through very limited options. There weren’t many limitations on things like pregnancy, the limitations were how much a person was willing to spend on non-group insurance.

I’m still convinced the whole thing was designed to be so fucking bad that everyone would just throw their hands up and basically beg for single payer universal health care. Robb used to agree with me on this point.
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illiniray

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Re: WTF is wrong with the left?
« Reply #8320 on: October 08, 2025, 10:57:12 AM »
The problems with the ACA were always the weak, poorly enforced mandates and inadequate participation. I knew people that had legitimate exemptions, but were charged tax penalties. Others had their refunds held for no apparent reason..Still others who should have been charged penalties, but weren't..

There was a lot of confusion. The right wing referred to the penalties as fines and spread rumors about jail sentences for no insurance.

The penalty was reduced to zero in 2019.

In countries with similar plans, the penalties are stiff and swift.

That said, the best alternative would be to expand Medicare to cover everyone. That does not Medicare reimbursements would continue exactly as is.
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murphstahoe

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Re: WTF is wrong with the left?
« Reply #8321 on: October 08, 2025, 11:04:49 AM »
Quote from: Custard on October 07, 2025, 11:06:09 PM

I’m still convinced the whole thing was designed to be so fucking bad that everyone would just throw their hands up and basically beg for single payer universal health care. Robb used to agree with me on this point.

Depends. If you were the GOP, the plan was to let it skate through and be so fucking bad that they could get rid of Medicare.
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murphstahoe

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Re: WTF is wrong with the left?
« Reply #8322 on: October 08, 2025, 11:05:55 AM »
Quote from: Custard on October 07, 2025, 11:06:09 PM
My health insurance was fine as a healthy young guy in my mid to late 20s. I was self-employed and paying $96 a month for a really good plan with Pekin with a $2k deductible.

Deductible? What's that?

Oh - it's something you deal with if you didn't study hard at UIUC and get a real job.
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Judge Judy

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Re: WTF is wrong with the left?
« Reply #8323 on: October 08, 2025, 11:32:10 AM »
Quote from: murphstahoe on October 08, 2025, 11:05:55 AM
Deductible? What's that?

Oh - it's something you deal with if you didn't study hard at UIUC and get a real job.

You really are a “supposedly rich,” pompous ass aren’t you?! The same kind you come on here complaining about and lecturing us all day about. Great way to spend your time, “B”illionaire 😂 🤡
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murphstahoe

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Re: WTF is wrong with the left?
« Reply #8324 on: October 08, 2025, 01:04:23 PM »
Quote from: Judge Judy on October 08, 2025, 11:32:10 AM
You really are a “supposedly rich,” pompous ass aren’t you?! The same kind you come on here complaining about and lecturing us all day about. Great way to spend your time, “B”illionaire 😂 🤡

Shut the fuck up
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