Imagine the insanity of your healthcare being tied to your job. Millions of people are stuck in jobs they hate because they are afraid of losing their healthcare. That too me isn’t freedom. That is the opposite of freedom.
Hell, the only reason I'm not retired is that I like the simplicity of my cadillac healthcare.
Add in things like a woman staying in a shitty marriage because her husband has great healthcare.
Or marriages staying together because our housing situation is so screwed up that people can't separate and lose their cheap mortgage or rent control.
People who make good choices will always do better than people who make poor ones. But we've set up the system that you make a bad move, and there isn't a good way to fix it.