Or go to trade school to learn a trade.
I'm gonna go out on a limb and say that the guy who replaced my furnace does not have even remotely the same insurance level as I do. Not even in the same universe.
When I went to Palo Alto Medical Foundation for the hip procedure, the people at the desk just processed the paperwork when I gave them my insurance card. Nothing unusual for them.
I still use the eye doctor and dentist in Healdsburg, and go up there for my appointments. Everytime they run the insurance, they stop and call the insurance company because "something's wrong with the computer". Eventually they talk to someone at VSP or Delta and then just say "where do you work? I've never seen coverage like this before" - because they aren't in Silicon Valley where so many people have excellent coverage. For example, when I still needed contact lenses, they were free and I got a new pair of glasses free every year. I've never given the dentist a cent of my own money.
It goes on and on. If you turkeys finally succeed in driving me insane, I can go to a psychiatrist, free. Chiropractic? Free. Cataract surgery for both eyes? That cost me $1000 total for 2 eyes with the super premium multi focal lenses. Extended cancer screenings? Free. The colonoscopy was a pain in the ass but not the wallet.
That guy in the trades has a decent job but is still making financial calculations on his health care, and perhaps bypassing stuff that keeps him healthy so he can keep working. It's bullshit. We have the capability to give good health care to everyone - and we should. Dental visits are not Disneyland, or even soda paid for by SNAP benefits. Once people start to fall off the health bandwagon, they will drain society, not add to it. It's an investment in our people we should make.