Less than universal coverage. And when people get fired, laid off, or change jobs even less than that.
It is absolute insanity to have your healthcare tied to your employer. For example, my son’s mother’s place of employment is shuttering and she lost her healthcare because they didn’t pay the bills. But let it be known Mn (cough cough) says you have the right to go fuck yourself if you lose your job through no fault of your own or get sick.
Over 80 million Americans are on Medicaid, which is basically free universal healthcare. The vast majority of these people are older or low income.
Something like 86% of people in this category are insured by Medicaid. The ones that aren’t enrolled typically just haven’t chosen to do so.
For those of us that aren’t low income, we typically rely on gainful employment tied to our insurance. It may be insane in your mind, but I love the fact that my employer pays the vast majority of the cost for my very good insurance. It’s a great perk and is a good way for companies to attract top talent.
There are other resources for folks without insurance like free and low-cost clinics, community clinics, charity hospitals, ACA has cost sharing reduction options and tax credits to help those in need. There are private group plans people can get into to save on premiums.
It’s just really not as bad as some people make it out to be. And I’ve heard enough firsthand horror stories of how bad socialized medicine can actually be in practice. And all it does is jack up taxes on top of it.